Updated 2025 Rates

Stamp Duty Calculatorfor UK Properties

Calculate SDLT for residential purchases including the 3% additional rate for buy-to-let and second homes.

Calculate Your Stamp Duty

Buy-to-Let Surcharge

The 3% additional rate applies if you own or part-own another property worth £40,000 or more.

Your Stamp Duty

Total SDLT to Pay

£11,500

Effective rate: 3.83%

Tax Breakdown by Band

£0 - £250,000
3%
£7,500
£250,000 - £925,000
8%
£4,000

Compare Buyer Types

First-Time Buyer
£0
Standard Residential
£2,500
BTL / Second Home (+3%)
£11,500

The 3% surcharge costs you an extra £9,000

Frequently Asked Questions

How much is stamp duty on buy-to-let property?

Buy-to-let properties incur an additional 3% stamp duty surcharge on top of standard residential rates. For a £250,000 BTL property, you would pay approximately £10,000 in stamp duty.

When do you pay the 3% stamp duty surcharge?

The 3% additional rate applies when purchasing additional residential property (buy-to-let or second homes) if you already own a property. It applies to the entire purchase price.

Can I reclaim the 3% surcharge?

Yes, if you sell your previous main residence within 3 years of buying the new one, you can apply for a refund of the additional 3% paid.

Track All Your Property Costs

ManagementHub helps UK landlords track purchase costs, expenses, and calculate true investment returns across their portfolio.